The first choice you face is the repayment method 5/5 (100%) 3 votes Repayment mortgages Apart from the interest the lender chargers, how will you pay back the capital sum you borrow? The options are: repayment mortgage or interest-only mortgages linked to an investment vehicle. With a repayment mortgage, you pay back the amount you ...

Look at the charges on pension plans 5/5 (100%) 2 votes  Deciding which of the many pension plans on the market is the best for you can be complicated. Advisers say the main things to look at are: the charges levied by the pension provider, how flexible the pension contract is and how well the ...

Venture capital trusts 4.8/5 (96%) 10 votes Investing through a VCT is a way of sharing in the growth of smaller companies, while leaving the decisions to the experts. VCTs are quoted investment trusts – collective investments run by managers who invest in the shares of smaller companies. Some of those firms may be existing ...

Offshore investment 5/5 (100%) 9 votes From a financial point of view, one of the benefits of working abroad is that you can take advantage of investment tax breaks. If you are not resident in the UK, you can invest your money in an offshore financial centre such as the Isle of Man, the Channel ...